.png)
By the Numbers
$500M+
In Loans Funded
10,000+
Homeowners Served
98%
Customer Satisfaction
We offer a full range of mortgage options—FHA, VA, USDA, conventional, jumbo, and more. Already have an estimate? We’ll match the loan type and beat the offer.
Just upload your current loan estimate online. We’ll review it and provide a better, no-obligation offer—fast and hassle-free.
Down payments vary by loan type from 0% for VA and USDA loans to as low as 3% for conventional. Our goal? Help you save more up front and over time.
If you’re pre-approved elsewhere, we can often beat the offer within 24–48 hours. Full loan approval generally takes 30–45 days.
Absolutely. We offer low-equity refinance solutions like FHA Streamline and VA IRRRL—often with better terms than your current lender.
Let Us Beat Your Loan Estimate
Already got a mortgage offer? Send it to us, we’ll beat it with a better rate or lower fees. Simple, fast, and no pressure.
Compare Your Loan, Refinance Smarter
Whether you’re refinancing to lower your rate, change your terms, or get cash out, we’ll offer a better deal than what you’ve been quoted.
Why Choose Quick Approved?
We’re focused on one thing: saving you money. Transparent process. Competitive rates. No gimmicks, just better offers.
Why Choose NOVUS Home Mortgage?
With 20+ years of experience, NOVUS delivers better mortgage deals not just promises.
We beat your current loan estimate with lower rates, reduced fees, and zero pressure.
Fast Pre-Approval Process
Get your loan reviewed and improved—fast. Upload your estimate and get a better offer in minutes.
Customized Mortgage Solutions
Whether it’s FHA, VA, or conventional, we beat your quote with smarter, lower-cost loan options.
Transparent & Competitive
No hidden fees, no gimmicks just honest comparisons and better rates than what you’ve already received.
Expert Loan Review Team
Our seasoned pros analyze your loan estimate and show you how much more you could save with NOVUS.
Step 1
Share Your Loan Estimate
Upload your current mortgage quote through our simple online form, no paperwork, no hassle
Step 2
We Analyze & Improve
Our experts review your offer and craft a better solution; lower rate, fewer fees, or both.
Step 3
Get the Best Deal Fast
You get a transparent, competitive offer that outperforms what you were originally given; plain and simple.
What Our Customers Are Saying
Success Stories: Lower Rates, Lower Costs.
This is your Testimonial section paragraph. It’s a great place to tell users how much you value your customers and their feedback.
Alex Smith
Client Review
This is your Testimonial section paragraph. It’s a great place to tell users how much you value your customers and their feedback.
Drew Carlyle
Client Review
98%
Customer Satisfaction
This is your Testimonial section paragraph. It’s a great place to tell users how much you value your customers and their feedback.
Alex Smith
Client Review
This is your Testimonial section paragraph. It’s a great place to tell users how much you value your customers and their feedback.
Drew Carlyle
Client Review
Explore Fixed-Rate, Adjustable-Rate, FHA, VA, and USDA loans tailored to fit your needs.Refinance to lower your rate, adjust terms, or access home equity with Rate-and-Term or Cash-Out options.
Explore Fixed-Rate, Adjustable-Rate, FHA, VA, and USDA loans tailored to fit your needs.Refinance to lower your rate, adjust terms, or access home equity with Rate-and-Term or Cash-Out options.